Profits Are Challenged. Cultivating Relationships Can Help.
In late February 2023, Curinos was asked to spend 15 minutes presenting to a group of CEOs about the state of the U.S. deposit market.
READ TIME: 6 MINS
June 28, 2023
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Curinos Review
Curinos Review Spring 2023
Welcome to the Spring 2023 issue of the Curinos Review. Net interest margins (NIM) are at the very root of banking. Everything flows from NIM – decisions on which products to offer, what rate to charge, what asset mix to pursue and how expenses should be managed.
READ TIME: 4 MINS
March 21, 2023
Preserve Margins By Managing Expenses
A wide swatch of U.S. consumers began to take notice of the Fed’s hikes last year, prompting them to switch to higher-yielding CDs, demand higher rates or vote with their feet.
READ TIME: 7 MINS
March 21, 2023
The Challenge Of Managing Net Interest Margins
Net interest income can drive as much as 75% of a bank’s revenue. Because of that, the recent rise in interest rates has helped banks maintain revenue momentum despite ongoing pressures on fees.
READ TIME: 8 MINS
March 21, 2023
How To Create A Green Future
Over the past decade, interest in green and ESG financial services has exploded. By some estimates, a third of all investment vehicles now fall under an ESG umbrella, and green bond issuance and green loans have soared.
READ TIME: 8 MINS
March 21, 2023
Advanced Deposit Pricing Is Critical For Smaller Institutions
When it comes to deposits, financial institutions with assets below $20 billion have been a recent bright spot in the industry.
READ TIME: 5 MINS
March 21, 2023
The Abundant Opportunities To Serve Canada’s Small Businesses
Just like consumers, small businesses in Canada are moving away from bank branches and embracing digital tools when it comes to their finances.
READ TIME: 3 MINS
March 21, 2023
Advanced Features Help Drive Mobile Engagement
Global retail banking markets have become a hotbed of agile fintechs and digitally progressive incumbents, driven by market forces and a regulatory ethos that supports competition in the name of better consumer services.
READ TIME: 6 MINS
March 21, 2023
A Look At Home Equity
There’s no doubt that the resurgence in home equity is continuing, but there are opportunities for lenders to make improvements as the digital channel becomes even more important.
READ TIME: 2 MINS
March 21, 2023