Want Small Business Deposits? Focus On Primacy
By providing small businesses access to credit and other services, banks can realize better performance in their overall deposit portfolios.
READ TIME: 1 MIN
February 27, 2024
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According To The Data
CD Growth Still Strong, But Trend Line Has Gone Flat
Even though their growth may be slowing, CDs will continue to represent a substantial share of deposits and will be critical to a depository institution’s success.
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February 22, 2024
Wealth Clients Were Late To The CD Party And Will Likely Leave Early
Banks should adopt the high-touch, personalized engagement of wealth advisors by proactively reaching out to clients prior to maturity.
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February 20, 2024
AI-Powered Personalization Can Help Sustain Marketing Lift
AI continuously updates optimization so marketers don’t have to.
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February 15, 2024
Q4 Mortgage Volume: Weak Overall, Worse For Banks And CUs
Data across Curinos’ retail consortium reveal that independent mortgage banks (IMBs) outperformed depository institutions and a broader contracting market in the latest quarter.
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February 13, 2024
Earnings Credit Rates Are Finally Moving Up
ECRs are headed upward as more corporate clients realize they may be better off in interest-bearing accounts.
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February 8, 2024
New Primary Relationships At Fintechs Are Surging
Driven by the mass market, fintechs now account for 40% of new banking relationships.
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February 6, 2024
Growing Deposits Is Getting More Expensive Across The Board
At today’s high mCOFs, FIs need innovative, data-driven deposit pricing strategies – or they may pay more than they have to.
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February 5, 2024
There’s High Repricing Risk In Those Low-Rate Balances
Almost half of savings and MMDA deposits are still priced under 25 bp, so the impact of repricing could be significant.
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February 5, 2024