WealthAnalyzer

Exception Pricing: In Wealth, More The Rule Than The Exception

At some financial institutions, exception pricing is being used on up to 88% of wealth savings and money market savings accounts – and on up to 95% of the balances.

READ TIME: 1 MIN

July 25, 2024

Curinos Review // Insights

Wealth: How To Prepare For A Digital-First Future

More than $80 trillion will pass to younger heirs in the next 20 years, leaving financial institutions with a steep learning curve on how best to serve them.

READ TIME: 5 MINS

June 27, 2024

Curinos Review // Insights

Curinos Review Summer 2024

With 2024 half over, planning for 2025 has begun. That’s why we’ve titled this issue of the Curinos Review How to Plan for Success in 2025 and have dedicated each article to ways to anticipate and plan for what’s to come next year.

READ TIME: 4 MINS

June 27, 2024

According To The Data // Insights

Better Wealth Retention Starts With Checking

Looking to retain more wealth deposits? Look no further than the primary checking account. Wealth clients with both checking and rate-based products – savings, money market savings and/or retail CDs – are 15% more likely to stick around on average than those without checking.

READ TIME: 1 MIN

April 25, 2024

Curinos Review // Insights

Thinking Beyond Rate To Get And Keep Wealth Deposits

With the Federal Reserve unlikely to reduce short-term interest rates before summer, banks experiencing significant runoff of wealth deposits and cash sweeps have several options available beyond broad hikes in deposit rates to stop the bleeding and potentially regain share of wallet with their wealthiest clients.

READ TIME: 7 MINS

March 18, 2024

Curinos Review // Insights

Curinos Review Spring 2024

Retail banking fees are again under scrutiny. Our research shows that overdraft and non-sufficient funds fee revenue will continue their steady downward trend, as will credit card late fees and interchange fees. Taken together, this will make profitably serving the mass market even more of a challenge this year, particularly for community banks and credit unions.

READ TIME: 4 MINS

March 18, 2024

Curinos Perspectives // Insights

Curinos Perspective: 5 Takeaways On Using Analytics To Create An Effective Deposit Strategy

From “How Essential Analytics Can Drive Effective Deposit Strategy”, a Curinos webinar presented in conjunction with the Consumer Bankers Association (CBA). The webinar featured Adam Stockton, head of retail deposits and lending; Agusta Patton, director of Client Solutions; Ravi Subbaraya, director of consumer deposits; and Brad Resnick, director.

READ TIME: 5 MINS

March 12, 2024

Curinos Perspectives // Insights

Curinos Perspective: 5 Takeaways From “Unlocking Digital Success”

From “Unlocking Digital Success: Insights from Community Financial Leaders,” a Curinos webinar on February 21, 2024, presented in conjunction with PSCU.

READ TIME: 3 MINS

February 26, 2024

According To The Data // Insights

Wealth Clients Were Late To The CD Party And Will Likely Leave Early

Banks should adopt the high-touch, personalized engagement of wealth advisors by proactively reaching out to clients prior to maturity.

READ TIME: 1 MIN

February 20, 2024

Curinos Perspectives // Insights

Curinos Perspective: FIs Have Two Options Under CFPB’s Overdraft Proposal

The Consumer Financial Protection Board continues its crusade against overdraft, the rationale being that “very large banks” (those over $10 billion in assets) are abusing their customers. This view ignores the CFPB’s own data, which suggests that smaller institutions have a higher pro-rata rate of overdraft.

READ TIME: 6 MINS

February 15, 2024

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