smallbusiness Archives

Small Businesses Offer A Clear Profitability Upside For Banks

Bank profitability tends to ebb and flow based on market and macro conditions, so lines of business that can generate consistent income for institutions are particularly valuable.

READ TIME: 5 MINS

September 21, 2023

Insights // This Month In Retail Banking

Deposit Costs: Finding The Right Balance For Small Business Success

Last week’s installment of This Month In Retail Banking focused on acquiring the right balance of checking deposits and rate-based products to optimize deposit growth in today’s challenging market. This week we continue the conversation by making a case for focusing on the small business segment.

READ TIME: 3 MINS

August 31, 2023

Curinos Review // Insights

Section 1071 For Small Business Lending: Are You Ready?

Ready or not, it’s here! On March 30th, the Consumer Financial Protection Bureau (CFPB) issued its final rule to amend Regulation B to implement changes made to the Equal Credit Opportunity Act (ECOA) via section 1071 of the Dodd-Frank Act.

READ TIME: 3 MINS

June 28, 2023

Curinos Perspectives // Insights

Curinos Perspective: Precision Pricing In Small Business Lending

Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.

READ TIME: 13 MINS

June 20, 2023

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