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smallbusiness

Want Small Business Deposits? Focus On Primacy

By providing small businesses access to credit and other services, banks can realize better performance in their overall deposit portfolios.
READ TIME: 1 MIN

February 27, 2024

Curinos (F)insights: There’s No Time For Delay In Getting Ready For 1071

Lindsay Burkhalter, director of small business solutions at Curinos, explains risks that banks and credit unions face if they are not diligent now in preparing to collect, analyze and report data on lending to minority-owned, women-owned and small businesses.
READ TIME: 12 MINS

September 27, 2023

Small Businesses Offer A Clear Profitability Upside For Banks

On average, financial institutions spend about half as much to acquire small business deposits than consumer deposits. And small businesses that have a lending relationship with a bank keep far higher deposit balances than those without the lending connection.
READ TIME: 5 MINS

September 21, 2023

Deposit Costs: Finding The Right Balance For Small Business Success

Last week’s installment of This Month In Retail Banking focused on acquiring the right balance of checking deposits and rate-based products to optimize deposit growth in today’s challenging market. This week we continue the conversation by making a case for focusing on the small business segment.
READ TIME: 3 MINS

August 31, 2023

Section 1071 For Small Business Lending: Are You Ready?

Ready or not, it’s here! On March 30th, the Consumer Financial Protection Bureau (CFPB) issued its final rule to amend Regulation B to implement changes made to the Equal Credit Opportunity Act (ECOA) via section 1071 of the Dodd-Frank Act.
READ TIME: 3 MINS

June 28, 2023

Curinos Perspective: Precision Pricing In Small Business Lending

Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.
READ TIME: 13 MINS

June 20, 2023

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