Mortgage Hot Topics by Curinos
May 2026 funded mortgage volume decreased 3% YoY and decreased 12% MoM.
READ TIME: 1 MIN
June 3, 2026
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marginmanagement
Curinos Perspective: FOMC 2H Outlook – The Implications Of Higher For Longer
The FOMC held the Federal Funds target range flat at 5.25% to 5.5%. As previously communicated, the Fed has tapered quantitative tightening by $35B, lowering the redemption cap from $95 billion per month to $60 billion per month.
READ TIME: 9 MINS
June 13, 2024
Curinos Perspective: Taking Stock Of The Rate Cycle And Its Implications
As expected, the FOMC held the Fed Funds rate unchanged at a target range of 5.25% to 5.5%. Current market expectations are that we’re at the peak rate for this cycle and that modest cuts will come through 2024.
READ TIME: 4 MINS
December 13, 2023
Curinos Perspective: Fed Holds Rates Steady Again, Home-Lending Pressures Continue
As expected, the FOMC has held the Federal Funds rate flat in a target range of 5.25% to 5.50%. But even as the Fed continues its pause, rates for home lending and deposits are likely to remain elevated. That’s because key inflation and macroeconomic indicators take time to play out, and a continuing tidal wave of low-interest renewing CDs will intensify the competition for rate shoppers.
READ TIME: 6 MINS
November 1, 2023
Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau
We see complacency among many bankers who feel that a Fed plateau will ease pressures on deposit betas. Prior cycles show that betas keep climbing even after the Fed Funds rate peaks, and significant back books in both commercial and consumer are yet to reprice.
READ TIME: 6 MINS
September 20, 2023
Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer
After a brief, one-meeting pause in June, the Fed’s Federal Open Market Committee (FOMC) raised the Federal Funds rate by .25% to a target range of 5.25% to 5.5%.
READ TIME: 8 MINS
July 26, 2023
Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear
Today, the Fed announced a pause in rate hikes, leaving the benchmark Federal Funds rate unchanged at 5.00% — 5.25%, while leaving the door open for future rate increases.
READ TIME: 9 MINS
June 14, 2023
Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau
The Fed raised the Fed Funds rate by another 25 basis points to a range of 5.00% to 5.25%.
READ TIME: 12 MINS
May 3, 2023
The Chrisman Commentary – Daily Mortgage News
Curinos' John Sayre joins The Chrisman Commentary to speak on Production Trends and Data and Fed Rate Hike Predictions.
READ TIME: 1 MIN
April 12, 2023