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Curinos Perspectives

Curinos Perspective: Five Key Takeaways From Curinos’ Retail Deposit Optimizer Client Forum

Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.
READ TIME: 8 MINS

July 25, 2023

Curinos Perspective: Precision Pricing In Small Business Lending

Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.
READ TIME: 13 MINS

June 20, 2023

Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear

Today, the Fed announced a pause in rate hikes, leaving the benchmark Federal Funds rate unchanged at 5.00% — 5.25%, while leaving the door open for future rate increases.
READ TIME: 9 MINS

June 14, 2023

Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau

The Fed raised the Fed Funds rate by another 25 basis points to a range of 5.00% to 5.25%.
READ TIME: 12 MINS

May 3, 2023

Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty

Despite the recent bank failures and market disruption, the Fed kept up the fight against inflation by raising the Fed Funds rate by 25 basis points to a range of 4.75% to 5.00%
READ TIME: 12 MINS

March 22, 2023

Curinos Perspective: Key Considerations Amid Industry Disruption

There’s little doubt that the U.S. banking industry has been whipsawed by fast-moving events in recent days
READ TIME: 5 MINS

March 16, 2023

Curinos Perspective: Fed Plateau Possibly On The Horizon – What To Know

Within the consumer business, deposit runoff continued during the fourth quarter of 2022
READ TIME: 10 MINS

February 1, 2023

Curinos Perspective: Fed’s Battle with Inflation Moves to a New Phase

The Fed eased up on the throttle ever so slightly, hiking the Federal Funds rate by 50 basis points (bp) to a target range of 4.25% to 4.5%
READ TIME: 10 MINS

December 14, 2022

Curinos Perspective: Churn, Betas Heat Up As Rates Move Higher

The Fed’s move to hike the target Federal Funds rate by 75 basis points for the fourth consecutive time comes at a point when customer behavior and bank response are already accelerating significantly
READ TIME: 9 MINS

November 10, 2022

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