Curinos Perspectives

Curinos Perspective: Fed Holds Rates Steady Again, Home-Lending Pressures Continue

As expected, the FOMC has held the Federal Funds rate flat in a target range of 5.25% to 5.50%. But even as the Fed continues its pause, rates for home lending and deposits are likely to remain elevated. That’s because key inflation and macroeconomic indicators take time to play out, and a continuing tidal wave of low-interest renewing CDs will intensify the competition for rate shoppers.

READ TIME: 6 MINS

November 1, 2023

Curinos Perspectives // Insights

Curinos Perspective: Optimizing The Network In A High-Rate Environment – 5 Takeaways

From “Network Optimization in a High-Rate Environment,” a Curinos webinar featuring Andrew Hovet, head of distribution and sales performance, and Chad Watkins, Solutions Sales Executive.

READ TIME: 5 MINS

October 24, 2023

Curinos Perspectives // Insights

Curinos Perspective: Top Takeaways – Creating A Winning Deposit Strategy in 2024

From “Creating A Winning Deposit Strategy in 2024”, a Curinos webinar presented in conjunction with the Consumer Bankers Association (CBA).

READ TIME: 3 MINS

October 18, 2023

Curinos Perspectives // Insights

Curinos Perspective: Top Takeaways – Curinos Small Business Webinar

For financial institutions, winning in small business comes down to five key imperatives...

READ TIME: 3 MINS

September 25, 2023

Curinos Perspectives // Insights

Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau

We see complacency among many bankers who feel that a Fed plateau will ease pressures on deposit betas. Prior cycles show that betas keep climbing even after the Fed Funds rate peaks, and significant back books in both commercial and consumer are yet to reprice.

READ TIME: 6 MINS

September 20, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer

After a brief, one-meeting pause in June, the Fed’s Federal Open Market Committee (FOMC) raised the Federal Funds rate by .25% to a target range of 5.25% to 5.5%.

READ TIME: 8 MINS

July 26, 2023

Curinos Perspectives // Insights

Curinos Perspective: Five Key Takeaways From Curinos’ Retail Deposit Optimizer Client Forum

Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.

READ TIME: 8 MINS

July 25, 2023

Curinos Perspectives // Insights

Curinos Perspective: Precision Pricing In Small Business Lending

READ TIME: 13 MINS

June 20, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear

Today, the Fed announced a pause in rate hikes, leaving the benchmark Federal Funds rate unchanged at 5.00% — 5.25%, while leaving the door open for future rate increases.

READ TIME: 9 MINS

June 14, 2023

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