According To The Data

According To The Data, our thought leadership blog, leverages the deep research and analytical prowess of the Curinos team.

We dig down into the numbers to generate actionable intelligence for financial services professionals looking for edge in an increasingly competitive marketplace.

Concise, visual and insightful – each According To The Data post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.

February 20, 2025

Wealth Balances: The Higher You Climb,
the Harder You Fall?

Fed rate increases may have stalled in July 2023, but Wealth savings rates continued to climb throughout the flat-rate cycle.

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February 20, 2025

Wealth Balances: The Higher You Climb, the Harder You Fall?

Fed rate increases may have stalled in July 2023, but Wealth savings rat...

February 18, 2025

More M&A on the Horizon? Here’s How to Moderate Potential Damage

Thanks to prospects for a more favorable economic and regulatory environ...

February 13, 2025

Deposit Balances Rebound as Post-Covid “Revenge Spending” Dissipates

During COVID, the average consumer wallet expanded considerably thanks t...

February 11, 2025

In Gaining Primary Relationships, Bank Types Vary Considerably

In an increasingly competitive landscape, banks are rapidly designing va...

February 6, 2025

Rates and Economic Outlook Spurring HELOC Growth

The demand for home equity lines of credit (HELOC) remained mostly letha...

January 30, 2025

When it Comes to Commercial Balances, Think Small

High commercial balances may be where the money is, but it’s not where b...

January 23, 2025

CD Money in Motion Continues to Decline

CDs contributed strongly to deposit growth in 2023 and 2024, but now bot...

January 21, 2025

Fintechs Continue to Lead in New Banking Relationships – 3 Key Impl...

Curinos’ recent U.S. Shopper Study evaluated the choices consumers make ...

January 14, 2025

To Make Small Business Profitable, Look at the Entire Relationship

In small business lending, demand continues to exceed supply, especially...

December 17, 2024

The Lock-in Effect Spells Opportunity for Home Equity Lending

For a solid majority of homeowners, refinancing a mortgage in today’s ma...

December 12, 2024

Winning in a Falling Rate Environment: To Finish Strong, Know Your ...

With two FOMC rate cuts now behind us, Curinos Commercial Deposit Analyz...

December 10, 2024

Small Business: Attractive for Deposits, but Getting More Competitive

With rates normalizing, the small business (SB) segment has proven to be...

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