According To The Data

According To The Data, our thought leadership blog, leverages the deep research and analytical prowess of the Curinos team.

We dig down into the numbers to generate actionable intelligence for financial services professionals looking for edge in an increasingly competitive marketplace.

Concise, visual and insightful – each According To The Data post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.

December 17, 2024

The Lock-in Effect Spells Opportunity for Home Equity Lending

For a solid majority of homeowners, refinancing a mortgage in today’s market would mean replacing a low-interest loan with a new one at a significantly higher rate.

Get the latest in your inbox

December 17, 2024

The Lock-in Effect Spells Opportunity for Home Equity Lending

For a solid majority of homeowners, refinancing a mortgage in today’s ma...

December 12, 2024

Winning in a Falling Rate Environment: To Finish Strong, Know Your ...

With two FOMC rate cuts now behind us, Curinos Commercial Deposit Analyz...

December 10, 2024

Small Business: Attractive for Deposits, but Getting More Competitive

With rates normalizing, the small business (SB) segment has proven to be...

December 5, 2024

Appetite for Core Customer Growth Accelerates De Novo Investment in...

As customer and deposit growth has become more challenging, banks are lo...

December 3, 2024

Marketing’s Role in Turning Dormancy to Primacy: Lift Checking Util...

The availability of increased competition has led consumers to open and ...

November 21, 2024

Regional Pricing: With the Game Changing, Time to Leverage WAMP

At Curinos, we believe, and our data confirm, that not all markets are c...

November 19, 2024

Betas for This Falling Rate Cycle Will be Different

The long-awaited Fed rate reduction cycle has begun, with expectations o...

November 14, 2024

Growth of Government-Insured Mortgages

Three years ago, government-insured loans represented about 15% of the m...

November 12, 2024

Wealth Deposits: A Return to Normalcy after a Whipsaw 2023

After 2023, a year plagued by significant runoff in Wealth deposits, 202...

November 5, 2024

High-Rate CD Attrition May Be Signaling What’s to Come

With the Federal Reserve initiating the falling rate cycle in September ...

October 15, 2024

The Fintech Winter Has Given Way to Emergent Growth

The year 2023 may be considered the fintech winter, when the list of fai...

October 10, 2024

Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs

The Fed’s 50 bp salvo in September has marked the official start of the ...

Be Inspired

Stay up to date on the latest trends and insights from Curinos

According To The Data

The Lock-in Effect Spells Opportunity for Home Equity Lending

Get the latest in your inbox

The Lock-in Effect Spells Opportunity for Home Equity Lending

Winning in a Falling Rate Environment: To Finish Strong, Know Your ...

Small Business: Attractive for Deposits, but Getting More Competitive

Appetite for Core Customer Growth Accelerates De Novo Investment in...

Marketing’s Role in Turning Dormancy to Primacy: Lift Checking Util...

Regional Pricing: With the Game Changing, Time to Leverage WAMP

Betas for This Falling Rate Cycle Will be Different

Growth of Government-Insured Mortgages

Wealth Deposits: A Return to Normalcy after a Whipsaw 2023

High-Rate CD Attrition May Be Signaling What’s to Come

The Fintech Winter Has Given Way to Emergent Growth

Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs

Be Inspired

Comparative Analytics

Optimization Platforms

Intelligent Data

Need to contact a specific team?

Financial Institutions

Need to contact a specific team?

Curinos Review

According To The Data

Curinos Perspectives

Need to contact a specific team?

Need to contact a specific team?

Need to contact a specific team?

Let's start a conversation...

Maximize your small business lending performance.

Maximize your small business
lending performance.