According To The Data

According To The Data, our thought leadership blog, leverages the deep research and analytical prowess of the Curinos team.

We dig down into the numbers to generate actionable intelligence for financial services professionals looking for edge in an increasingly competitive marketplace.

Concise, visual and insightful – each According To The Data post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.

November 21, 2024

Regional Pricing: With the Game Changing, Time to Leverage WAMP

At Curinos, we believe, and our data confirm, that not all markets are created equal – variation in regional (state-to-state) pricing is on the increase.

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November 21, 2024

Regional Pricing: With the Game Changing, Time to Leverage WAMP

At Curinos, we believe, and our data confirm, that not all markets are c...

November 19, 2024

Betas for This Falling Rate Cycle Will be Different

The long-awaited Fed rate reduction cycle has begun, with expectations o...

November 14, 2024

Growth of Government-Insured Mortgages

Three years ago, government-insured loans represented about 15% of the m...

November 12, 2024

Wealth Deposits: A Return to Normalcy after a Whipsaw 2023

After 2023, a year plagued by significant runoff in Wealth deposits, 202...

November 5, 2024

High-Rate CD Attrition May Be Signaling What’s to Come

With the Federal Reserve initiating the falling rate cycle in September ...

October 15, 2024

The Fintech Winter Has Given Way to Emergent Growth

The year 2023 may be considered the fintech winter, when the list of fai...

October 10, 2024

Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs

The Fed’s 50 bp salvo in September has marked the official start of the ...

October 8, 2024

Competition for Deposits Has Slowed Branch Closings, For Now

The FDIC’s Share of Deposits data released last week reveals that the de...

October 3, 2024

Preempting Conforming Home Loan Limits Can Boost Year-End Volume

As the Federal Housing Finance Agency (FHFA) prepares to announce the 20...

October 1, 2024

Wealth Savings: A Cautionary Lesson From The Last Time Rates Fell

Hooray, the Fed is lowering rates, and anyone managing Wealth savings ca...

September 26, 2024

Falling Refi Rates Are Driving Demand and Elevated Application Pull...

As mortgage interest rates continue their welcomed descent, refinance ap...

September 24, 2024

In Unsecured Lending, Speed Can Mean Higher Profits

A lender’s intuition might reason that borrowers with the highest credit...

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According To The Data

Regional Pricing: With the Game Changing, Time to Leverage WAMP

Get the latest in your inbox

Regional Pricing: With the Game Changing, Time to Leverage WAMP

Betas for This Falling Rate Cycle Will be Different

Growth of Government-Insured Mortgages

Wealth Deposits: A Return to Normalcy after a Whipsaw 2023

High-Rate CD Attrition May Be Signaling What’s to Come

The Fintech Winter Has Given Way to Emergent Growth

Fed’s First Big Cut Means (Surprise!) a Big Gain for CDs

Competition for Deposits Has Slowed Branch Closings, For Now

Preempting Conforming Home Loan Limits Can Boost Year-End Volume

Wealth Savings: A Cautionary Lesson From The Last Time Rates Fell

Falling Refi Rates Are Driving Demand and Elevated Application Pull...

In Unsecured Lending, Speed Can Mean Higher Profits

Be Inspired

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