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In The Press

Mortgage rates can vary significantly by state. Here’s why – and which states have the lowest rates.

“Not all markets are created equal,” Curinos’ director of real estate lending solutions Richard Martin tells MarketWatch's Aarthi S. in a recent article on the current state of mortgage rates.

June 6, 2024

READ TIME: 1 MIN

In The Press

Mortgage rates can vary significantly by state. Here’s why – and which states have the lowest rates.

Not all markets are created equal,” Curinos’ director of real estate lending solutions tells MarketWatch’s Aarthi Swaminathan in a recent article on the current state of mortgage rates. According to Curinos LendersBenchmark data, median funded rates differ from state to state by up to 38 basis points, propelled by a variety of financial, legal and behavioral factors.

June 6, 2024

READ TIME: 1 MIN

In The Press

Data Discussion: What Is On The Horizon For Housing In The US?

I don’t see a mortgage default crisis on the horizon. According to Curinos data, during the peak of pandemic lending (2020-2022), the average FICO FICO +1% increased and average DTI decreased as compared to prior years. While there has been some expansion of buy-box or credit guidelines in the past few years, we see nothing within our proprietary data that suggests a reversion to pre-crisis credit standards or inflated credit risk.

June 4, 2024

READ TIME: 1 MIN

In The Press

Banks Are Offering Hundreds of Dollars to Open a Checking Account. What’s the Catch?

Olivia Lui, Curinos' director of marketing and product innovation, offers insights to Money.com about the competitive landscape in banking that is driving the costly quest to acquire new customers.

May 8, 2024

READ TIME: 1 MIN

In The Press

CNN Underscored Mortgage Interest Rates

Mortgage rates trended in different directions this week. The biggest mover is the 15-year fixed rate, which decreased by 15 basis points week over week. (One basis point equals 0.01.)

May 8, 2024

READ TIME: 1 MIN

IntroAmplero

Curinos Launches New Amplero Capability For Advanced AI-Powered Creative Management Workflow

A new workflow capability for Curinos’ Amplero Personalization Optimizer – now marketers can use generative AI to quickly create personalized messaging that can be fine-tuned in real time to match evolving customer preferences.

April 30, 2024

READ TIME: 2 MINS

In The Press

Walmart prepares deeper push into lending

The huge retailer's fintech startup, called One, is gearing up to challenge CashApp, Chime and other big names in the space. Curinos data show that fintechs acquired nearly half of all new primary bank relationships in 2023.

April 23, 2024

READ TIME: 1 MIN

In The Press

How to Master Deposit Pricing with Data-Driven Personalization

Curinos' Hank Israel writes in The Financial Brand that deposit success in the current rate environment depends on adopting a more personalized approach to create the right offers and experiences for various customer segments.

April 23, 2024

READ TIME: 1 MIN

In The Press

High-Yield Deposit Trends in 5 Charts

Curinos' Peter Serene speaks to the Wall Street Journal about the continuing shift in commercial deposits from non-interest-bearing accounts to those that pay attractive rates, including money market accounts and interest checking.

April 18, 2024

READ TIME: 1 MIN

In The Press

Streamly Fintech Insights: Geopolitical Risk, Tech Trends, What’s Hot, and What’s Not

Today, we’re unveiling four videos featuring interviews with fintech experts. These videos provide valuable perspectives on the escalation in geopolitical risk, key tech trends revealed at FinovateEurope, and a comprehensive overview of what’s hot and what’s not in the fintech space. Whether you’re a seasoned industry professional or just curious about the latest developments, these videos offer valuable insights from some of the brightest minds in the field.

April 12, 2024

READ TIME: 1 MIN

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Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@cognitomedia.com

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