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In The Press

Curinos Appoints Olly Downs to Chief Technology and AI Officer

Curinos, a global data-intelligence business that brings together exclusive expertise, insights and analytics for the financial services industry, today announced that Olly Downs has been appointed as Chief Technology and AI Officer, effective immediately.

July 2, 2024

READ TIME: 1 MIN

In The Press

How thousands of Americans got caught in fintech’s false promise and lost access to bank accounts

For customers, fintech promised the best of both worlds: The innovation, ease of use and fun of the newest apps combined with the safety of government-backed accounts held at real banks.

July 2, 2024

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In The Press

How to navigate CD investments before an interest rate cut

“What we've seen for the first time in recent history is that wealth clients are adopting retail CDs.” @Korrynn Baltzersen was on @YahooFinance Wealth!, to discuss how investors should navigate certificates of deposit (CDs) amid high interest rates and expected rate cut.

July 1, 2024

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In The Press

How can we tap the equity in our home without paying a 7% interest rate? We currently have a mortgage rate of less than 4%.

Rich Martin, director of real-estate lending solutions at data and consulting firm Curinos, told MarketWatch, both financing options were good avenues to consider. “They come with slightly higher rates than a first-mortgage cash-out option but allow for greater flexibility,” Martin told MarketWatch.

July 1, 2024

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In The Press

Expert poll: Mortgage rate trend predictions for June 27 – July 3, 2024

I anticipate rates to go higher given light volume ahead of the holiday and a surprise on PCE report this Friday. - Richard Martin

June 27, 2024

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In The Press

Tech Moves: Superhuman hires CTO; Getty Images founder departs board; Xbox vet joins Unity

Olly Downs, a longtime Seattle tech leader, was named chief technology and AI officer at Curinos. He joined the New York City-based fintech startup last year. Downs previously held exec roles at BARK, Zulily, and ZIllow Group. He founded and led Amplero, a Seattle marketing startup.

June 20, 2024

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In The Press

What the Fed’s Interest Rate Decision Means for Savers

Banks and credit unions have started slowly lowering the interest rates they pay savers amid expectations that the Federal Reserve will eventually cut a key benchmark rate. But with the central bank expected to move slowly, the most generous institutions could keep their yields high into next year.

June 13, 2024

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In The Press

Mortgage rates can vary significantly by state. Here’s why – and which states have the lowest rates.

“Not all markets are created equal,” Curinos’ director of real estate lending solutions Richard Martin tells MarketWatch's Aarthi S. in a recent article on the current state of mortgage rates.

June 6, 2024

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In The Press

Mortgage rates can vary significantly by state. Here’s why – and which states have the lowest rates.

Not all markets are created equal,” Curinos’ director of real estate lending solutions tells MarketWatch’s Aarthi Swaminathan in a recent article on the current state of mortgage rates. According to Curinos LendersBenchmark data, median funded rates differ from state to state by up to 38 basis points, propelled by a variety of financial, legal and behavioral factors.

June 6, 2024

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In The Press

Data Discussion: What Is On The Horizon For Housing In The US?

I don’t see a mortgage default crisis on the horizon. According to Curinos data, during the peak of pandemic lending (2020-2022), the average FICO FICO +1% increased and average DTI decreased as compared to prior years. While there has been some expansion of buy-box or credit guidelines in the past few years, we see nothing within our proprietary data that suggests a reversion to pre-crisis credit standards or inflated credit risk.

June 4, 2024

READ TIME: 1 MIN

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