Network Optimization
Unlock Powerful Insights with Curinos’ Network Optimization Services
Why work with Curinos?
Maximize growth and cost savings with Curinos’ Network Optimization services. By tapping into proprietary data benchmarks and your own data, we identify the ideal combination of branch actions to drive success in your market.
Fill out the form to discover how Curinos can help you achieve optimal results for your network.
Case Studies: Real Life Examples of Our Approach and Impact
Efficiency and Expansion
Client Situation: A Credit Union needed to identify branch network efficiencies and create a network planning roadmap.Â
Curinos Approach: Curinos used proprietary data (Distribution Analyzer) and client-provided data sets, to complete an analysis of the current branch network and its associated potential by leveraging Curinos’ Four-Factor Methodology. Â
Curinos Impact: Branch-level staffing and de-novo expansion modeling analyses identified branch-level OpEx savings potential, and 6 sub-markets for de-novo expansion. The Credit Union is projected to materialize $3M in net profit (10Y NPV) for 2 de-novo branch builds.Â
Trim and Bulk
Client Situation: $50bn+ regional bank sought to redesign their physical footprint to a flagship model (lower quantity, higher visibility + quality) whilst reallocating operating expenses towards marketing.Â
Curinos Approach: Curinos delivered a thin network framework for highest priority markets, inclusive of a replicable methodology for identifying optimal branches to close, de-novos to open, partnerships to pursue, and marketing strategy to apply based on market dynamics.Â
Curinos Impact: The bank reduced expenses, increased customers/deposits captured, and Curinos delivered a replicable strategy that – if applied across the entire footprint – could have a material impact – approx. $50M+ in revenue, $1B+ in deposits and $80M+ in NPV.Â
Strategic Branch Optimization
Client Situation: A $50bn+ leading regional bank faced growth challenges in thinner, lower-density markets. They needed to balance cost savings with necessary reinvestments and maintain market share—while recognizing the branch network’s importance for various customer segments.Â
Curinos Approach: Curinos leveraged Distribution Analyzer analytics, benchmarks, and the Curinos Four-Factor Methodology to evaluate the bank’s prior branch closures and overall performance. This comprehensive analysis identified the optimal branches for closure.Â
Curinos Impact: This comprehensive strategy led to a 15%+ reduction in branches and projected $12M+ in annual run-rate savings, positioning the bank for sustainable growth and operational efficiency.Â
