Insights Archives - Page 6 of 47

There’s High Repricing Risk In Those Low-Rate Balances

Almost half of savings and MMDA deposits are still priced under 25 bp, so the impact of repricing could be significant.

READ TIME: 1 MIN

February 5, 2024

Home Equity Is Positioned For A Rebound

Curinos’ Home Equity Forecast predicts that demand for HE products will rise dramatically in the second half of the year.

READ TIME: 1 MIN

February 5, 2024

Insights

According To The Data

Concise, visual and insightful – each According To The Data post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.

READ TIME: 1 MIN

February 5, 2024

Insights

Channel Preferences Depend On Context And Stage Of Journey

Marketers often talk about discovering each customer’s preferred channel, but the assumption that individuals favor a single messaging method misinterprets the way modern consumers shop and engage with brands.

READ TIME: 2 MINS

January 30, 2024

Insights

High Deposit Costs Highlight Need To Optimize Pricing

Not long ago, financial institutions overflowed with cheap deposits. The opposite is true today, as community banks and credit unions are competing vigorously not only to grow deposits but to do so at a reasonable price.

READ TIME: 3 MINS

January 24, 2024

Insights

How Credit Unions Can Meet Their Deposit Targets

For credits unions looking to attract and retain member deposits in today’s high-rate environment, much has changed since this stage of the last rate cycle.

READ TIME: 2 MINS

January 22, 2024

Curinos Review // Insights

Curinos Review Winter 2024

Welcome to the Winter 2024 issue of the Curinos Review. The Year of Deposits. That’s how Curinos views 2024 – how to get them and how to keep them at a cost that preserves net interest margin and profitability.

READ TIME: 3 MINS

January 10, 2024

Curinos Review // Insights

Raising Meaningful Deposits In 2024: Buy Or Build?

For financial institutions looking to grow deposits significantly, a key question becomes whether buying them via acquiring another institution would be more advantageous than building them organically.

READ TIME: 9 MINS

January 10, 2024

Curinos Review // Insights

Deposits In ’24: It’s Gonna Cost You

2024 will be a great year to grow deposits for any institutions ready to spend big. For many or even most banks and credit unions, more modest goals may make more sense.

READ TIME: 8 MINS

January 10, 2024

Curinos Review // Insights

2024: The Year Of The Liquidity Manager

The base case for 2024 is that the economy will continue along a path of moderate growth, inflation will continue to normalize, and the Fed will gradually cut interest rates by 75 basis points over the course of the year while continuing to wind down its balance sheet.

READ TIME: 7 MINS

January 10, 2024

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