cdacommercial Archives - Page 3 of 5

Insights // This Month In Commercial Banking

Boost Your Fee Income? Look to Digital Payments.

Commercial net interest margin (NIM) is under pressure. Deposit costs are going up while balances are going down. And a flat / inverted yield curve and tightening credit standards are pressuring growth in interest income. Markets such as these reinforce the importance of treasury management (TM) fee income.

READ TIME: 3 MINS

April 27, 2023

Insights // This Month In Commercial Banking

Treasury Management Fees Post Modest Growth On Headwinds From Declines In Deposit Administration Fees (DAF)

Treasury management (TM) fee income grew modestly in 2022 with the average bank ending the year up 3%. Fee revenue increases were driven by a combination of higher prices, especially on paper-intensive and exception-processing services, as well as higher volumes in deposit services, disbursements and information reporting.

READ TIME: 4 MINS

April 24, 2023

Insights // This Month In Commercial Banking

How Corporate Treasurers Use Money Market Funds, And How Banks Can Respond

Hundreds of billions of dollars are migrating from banks to money market funds.

READ TIME: 4 MINS

April 19, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Keeps Up The Fight Against Inflation Amid Banking Sector Uncertainty

Despite the recent bank failures and market disruption, the Fed kept up the fight against inflation by raising the Fed Funds rate by 25 basis points to a range of 4.75% to 5.00%

READ TIME: 12 MINS

March 22, 2023

Curinos Perspectives // Insights

Curinos Perspective: Key Considerations Amid Industry Disruption

There’s little doubt that the U.S. banking industry has been whipsawed by fast-moving events in recent days

READ TIME: 5 MINS

March 16, 2023

Insights // This Month In Commercial Banking

Providers Tighten Security Amid Increased Fraud

The heightened speed of payments and higher transaction limits is an environment conducive to fraud, and the numbers confirm it

READ TIME: 2 MINS

February 28, 2023

Insights // This Month In Commercial Banking

Federal Reserve Set To Join Parade Of Real-Time Payments Providers

The Federal Reserve will introduce its long-awaited real-time payment and settlement service in just a few months, representing a critical piece of infrastructure to the U.S. payment system

READ TIME: 2 MINS

February 27, 2023

Insights // This Month In Commercial Banking

Commercial Liquidity Shows A Fast And Furious Start To 2023

Commercial deposit balance declined an average of 2.3% month-on-month during January

READ TIME: 3 MINS

February 22, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Plateau Possibly On The Horizon – What To Know

Within the consumer business, deposit runoff continued during the fourth quarter of 2022

READ TIME: 10 MINS

February 1, 2023

Insights // This Month In Commercial Banking

Maximizing Treasury Management Fee Revenue In 2023 (And Beyond)

Banks rode a wave of rising interest income in 2022, but a potential Fed Funds plateau and increasing competition for deposits means banks may be approaching peak NIM

READ TIME: 3 MINS

January 30, 2023

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