cdacommercial Archives - Page 2 of 5

Insights // This Month In Commercial Banking

Rising Rates Are Transforming Commercial Deposit Economics

As rates continue to rise, with seemingly no end in sight, the gap between earnings credit rates (ECR) and those paid on commercial interest-bearing deposits continues to widen.

READ TIME: 3 MINS

August 23, 2023

Insights // This Month In Commercial Banking

Overcoming Potential Obstacles To Commercial Onboarding

The bank has just landed a new commercial customer. That’s great – now what?

READ TIME: 4 MINS

August 11, 2023

Insights // This Month In Commercial Banking

Commercial Deposits: Market Disruption Means Heated Competition

Even though the Fed sat out hiking rates during the June meeting, commercial customer behaviors didn’t miss a beat.

READ TIME: 4 MINS

July 27, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer

After a brief, one-meeting pause in June, the Fed’s Federal Open Market Committee (FOMC) raised the Federal Funds rate by .25% to a target range of 5.25% to 5.5%.

READ TIME: 8 MINS

July 26, 2023

Insights // This Month In Commercial Banking

Business Payments, Now Mostly Through Cards, Are Going Virtual

Without exception, Curinos’ corporate clients with more than $20 million in annual card spend are emphasizing card payments, rather than check and ACH, for their accounts payable disbursements.

READ TIME: 4 MINS

July 21, 2023

Insights // This Month In Commercial Banking

Treasury Management Pricing Events: Banks Remain Assertive

Commercial Banks have held fast to their plans to be more assertive with price increases in 2023.

READ TIME: 2 MINS

July 17, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Pauses, But What Lies Ahead Is Less Clear

Today, the Fed announced a pause in rate hikes, leaving the benchmark Federal Funds rate unchanged at 5.00% — 5.25%, while leaving the door open for future rate increases.

READ TIME: 9 MINS

June 14, 2023

Insights // This Month In Commercial Banking

Market Disruption Heats Up Competition For Commercial Deposits

In the immediate aftermath of the failures of Silicon Valley Bank (SVB) and Signature Bank (SBNY) in March, commercial deposit markets experienced higher volatility, flight to perceived quality and an increase in flows to money market mutual funds.

READ TIME: 2 MINS

May 31, 2023

Insights // This Month In Commercial Banking

Higher Rates Reinforce Value Of Treasury Management Fundamentals

For much of the past 15 years, rates have been ultra-low and credit has been readily available. As a result, most company treasurers haven’t felt strong incentives, or imperatives, to truly optimize their liquidity positions, cash conversion cycles and working capital.

READ TIME: 3 MINS

May 23, 2023

Curinos Perspectives // Insights

Curinos Perspective: Fed Hikes Again – Implications For A Potential Plateau

The Fed raised the Fed Funds rate by another 25 basis points to a range of 5.00% to 5.25%.

READ TIME: 12 MINS

May 3, 2023

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