Earnings Credit Rates Are Finally Moving Up
ECRs are headed upward as more corporate clients realize they may be better off in interest-bearing accounts.
READ TIME: 1 MIN
February 8, 2024
Categories
- According To The Data (86)
- CECL (3)
- Curinos (F)insights (39)
- Curinos Perspectives (64)
- Curinos Review (105)
- Events (7)
- Experience Counts (13)
- Insights (566)
- Mortgage Hot Topics (1)
- Overdraft Series (6)
- Podcasts (49)
- Prioritizing Personalization (9)
- Reports (8)
- Sample Reports (7)
- The Broadcast (6)
- This Month In Commercial Banking (36)
- This Month In Retail Banking (48)
- This Quarter In Canadian Banking (7)
- Uncategorized (1)
- Webinars (45)
Insights
New Primary Relationships At Fintechs Are Surging
Driven by the mass market, fintechs now account for 40% of new banking relationships.
READ TIME: 1 MIN
February 6, 2024
Growing Deposits Is Getting More Expensive Across The Board
At today’s high mCOFs, FIs need innovative, data-driven deposit pricing strategies – or they may pay more than they have to.
READ TIME: 1 MIN
February 5, 2024
There’s High Repricing Risk In Those Low-Rate Balances
Almost half of savings and MMDA deposits are still priced under 25 bp, so the impact of repricing could be significant.
READ TIME: 1 MIN
February 5, 2024
Home Equity Is Positioned For A Rebound
Curinos’ Home Equity Forecast predicts that demand for HE products will rise dramatically in the second half of the year.
READ TIME: 1 MIN
February 5, 2024
According To The Data
Concise, visual and insightful – each According To The Data post offers timely and relevant information to keep you informed about key industry trends and help you make better business decisions.
READ TIME: 1 MIN
February 5, 2024
Channel Preferences Depend On Context And Stage Of Journey
Marketers often talk about discovering each customer’s preferred channel, but the assumption that individuals favor a single messaging method misinterprets the way modern consumers shop and engage with brands.
READ TIME: 2 MINS
January 30, 2024
High Deposit Costs Highlight Need To Optimize Pricing
Not long ago, financial institutions overflowed with cheap deposits. The opposite is true today, as community banks and credit unions are competing vigorously not only to grow deposits but to do so at a reasonable price.
READ TIME: 3 MINS
January 24, 2024