August 2026 funded mortgage volume decreased 2% YoY and decreased 9% MoM. In the Retail channel, funded volume decreased 3% YoY and decreased 12% MoM. The average 30-year conforming retail funded rate in August 2026 was 6.52, 10bps higher than July 2026 and 16bps lower than the same month last year. Purchase rates were 10bps higher MoM and 15bps lower YoY, while Refinance rates were 11bps higher MoM and 16bps lower YoY. Curinos sources a statistically significant data set directly from lenders to produce these benchmark figures.
Jumbo Rate Trends
GSE Delivery Limits
Market Growth Trends
Refi Cycle Times
Refinance Mix
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