Small Business: Attractive for Deposits, but Getting More Competitive
With rates normalizing, the small business (SB) segment has proven to be one of the last bastions of stable low-cost deposits.
READ TIME: 1 MIN
December 10, 2024
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distanalyzer
Appetite for Core Customer Growth Accelerates De Novo Investment in Thinly Branched Markets
As customer and deposit growth has become more challenging, banks are looking to new markets and sub-markets to drive that growth, and de novo investments are viewed as a reliable source.
READ TIME: 1 MIN
December 5, 2024
New-to-Bank Checking: Quantity At Odds With Quality
For traditional banks, many mass market customers who don’t have a full relationship with them are simply unprofitable. That’s in large measure because fee income is in decline as competitive and regulatory pressures tighten.
READ TIME: 1 MIN
August 13, 2024
