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Curinos Review Spring 2026

The Spring issue of the Curinos Review is built around a simple belief: the next source of durable advantage in banking will not be a model, a channel or a product. It will be decision intelligence.

READ TIME: 5 MINS

March 23, 2026

According To The Data // Insights

Network Optimization: How Many Banks are Winning

Too many institutions still treat network strategy as cost-cutting, but in 2026 it’s a growth lever. Across the industry, national banks are launching de novo expansions, while fintechs are building pseudo-networks through partnerships and digital convenience.

READ TIME: 1 MIN

March 3, 2026

Curinos Perspectives // Insights

Finding a Lane and Shifting into the Growth Gear

This is the first in a series of reports on the current state of consumer banking and how decision intelligence is quickly and dramatically altering the industry as we enter the first full year of AI-native banking.

READ TIME: 6 MINS

January 6, 2026

Curinos Review // Insights

Activating Customer Engagement in Banking’s Era of Resonance

In today’s emerging age of generative AI, to acquire, retain and grow engaged relationships, banks need to rely on three core tenets: knowing the customer, engaging with them with precision, and delivering experiences seamlessly across all human and digital interactions.

READ TIME: 10 MINS

November 6, 2025

Curinos Review // Insights

Curinos Review Fall 2025

Banking is being rewired before our eyes. Artificial intelligence, decision intelligence and the redefinition of customer value are transforming how financial institutions grow, compete and serve. What once felt theoretical is now operational reality—and the pace of change has never been faster.

READ TIME: 4 MINS

November 5, 2025

Curinos Review // Insights

Universal Bankers: Necessary but Insufficient, at Least So Far

The universal banker concept offers efficiencies in the branch delivery of advice and transactions, but thus far most FIs are using universal bankers for sales OR service, not both.

READ TIME: 7 MINS

November 5, 2025

Curinos Review // Insights

Your Branch Network: After a Time of Reaping, It May Now Be a Time to Sow

This past year, we’ve seen a flurry of announcements from banks that they’re investing in their networks, and more specifically building de novo branches in both “thinly” branched and new markets.

READ TIME: 5 MINS

July 1, 2025

Curinos Review // Insights

Curinos Review Summer 2025

We’re entering the strategic planning season for 2026 amid elevated uncertainty, and as tempting as it may be, among the least useful approaches to planning is to be too reticent. At Curinos, we think this is a time to plan for and take decisive action, which is why we’ve titled our Summer issue of Curinos Review Heightened Uncertainty Calls for Transformational Thinking.

READ TIME: 4 MINS

July 1, 2025

According To The Data // Insights

Small Business: Attractive for Deposits, but Getting More Competitive

With rates normalizing, the small business (SB) segment has proven to be one of the last bastions of stable low-cost deposits.

READ TIME: 1 MIN

December 10, 2024

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