Sept 1, 2026 | 8:30 AM – 4:30 PM ET
MBA’s HELOC and Home Equity Lending Workshop will examine the evolving HELOC and home equity market landscape and key drivers of borrower and investor demand. We will explore trends in originations through detailed data analytics, product design, and sales strategy, as well as regulatory and compliance requirements and risks. Ample time will be spent discussing the role of technology in transforming home equity lending and servicing – for example, through automated valuation models or AI-driven platforms – as means of improving turn times, risk monitoring, and ultimately, the customer experience. Networking through lunch followed by small group discussions and demo opportunities will cap off the day.
Panel:
Trends in Home Equity Originations and Performance and Market Outlook
Eddie Seiler | Mortgage Bankers Association
Jon Penniman, Director Analytics | Mortgage Bankers Association
Ken Flaherty, Director, Retail Lending | Curinos
- Economic outlook for home equity lending
- Insights from the 2025 Home Mortgage Disclosure Act (HMDA) data
- Latest data on applications, cycle times, pull-through, loan balances, and utilization
- Performance of HELOCs and home equity loans relative to traditional mortgages and other consumer credit products
- Growth expectations for 2026 and beyond