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Curinos Perspectives

Curinos Perspective: 7 Takeaways from “The Year Ahead: Planning For Success In 2024”

From the Curinos webinar, “The Year Ahead: Planning for Success in 2024” on December 5, 2023. The webinar featured executive vice presidents Pete Gilchrist and Brandon Larson; Adam Stockton, head of retail deposits and lending, and Suraya Randawa, head of omnichannel experience.
READ TIME: 4 MINS

December 8, 2023

Curinos Perspective: AB Small Biz Banking 2023 Conference – 5 Takeaways

Small-business owners look to financial institutions for advice as much as money, maybe more. That’s one of five key themes that resonated at this year’s conference in Nashville.
READ TIME: 2 MINS

November 21, 2023

Curinos Perspective: Reducing Consumer Deposit Interest Expense – 5 Takeaways

From the Curinos webinar, “5 Strategies For Reducing Consumer Deposit Interest Expense,” on November 9, 2023. The webinar featured Brad Resnick, director, retail deposits and Ray Montague, vice president, retail deposits.
READ TIME: 4 MINS

November 13, 2023

Curinos Perspective: Fed Holds Rates Steady Again, Home-Lending Pressures Continue

As expected, the FOMC has held the Federal Funds rate flat in a target range of 5.25% to 5.50%. But even as the Fed continues its pause, rates for home lending and deposits are likely to remain elevated. That’s because key inflation and macroeconomic indicators take time to play out, and a continuing tidal wave of low-interest renewing CDs will intensify the competition for rate shoppers.
READ TIME: 6 MINS

November 1, 2023

Curinos Perspective: Optimizing The Network In A High-Rate Environment – 5 Takeaways

From “Network Optimization in a High-Rate Environment,” a Curinos webinar featuring Andrew Hovet, head of distribution and sales performance, and Chad Watkins, Solutions Sales Executive.
READ TIME: 5 MINS

October 24, 2023

Curinos Perspective: Top Takeaways – Creating A Winning Deposit Strategy in 2024

From “Creating A Winning Deposit Strategy in 2024”, a Curinos webinar presented in conjunction with the Consumer Bankers Association (CBA).
READ TIME: 3 MINS

October 18, 2023

Curinos Perspective: Top Takeaways – Curinos Small Business Webinar

For financial institutions, winning in small business comes down to five key imperatives...
READ TIME: 3 MINS

September 25, 2023

Curinos Perspective: The Risk Of “Magical Thinking” In A Fed Funds Plateau

We see complacency among many bankers who feel that a Fed plateau will ease pressures on deposit betas. Prior cycles show that betas keep climbing even after the Fed Funds rate peaks, and significant back books in both commercial and consumer are yet to reprice.
READ TIME: 6 MINS

September 20, 2023

Curinos Perspective: Fed Hikes Again, Banks Dig In For Higher For Longer

After a brief, one-meeting pause in June, the Fed’s Federal Open Market Committee (FOMC) raised the Federal Funds rate by .25% to a target range of 5.25% to 5.5%.
READ TIME: 8 MINS

July 26, 2023

Curinos Perspective: Five Key Takeaways From Curinos’ Retail Deposit Optimizer Client Forum

Small Business is a top priority for banks for two reasons. First, the challenges to core mass market consumers due to the restructuring of overdraft/NSF fees have led banks to look for growth in higher-value segments.
READ TIME: 8 MINS

July 25, 2023

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