High Volumes of CDs Will
Continue to Mature in 2025
A cursory look at upcoming CD maturities might reveal a sharp decline in the second half of the year.
READ TIME: 2 MINS
March 5, 2025
Categories
According To The Data
Are You Encouraging Healthy
Payments Activity?
One of the key pillars of profitability for retail banks is to ensure that customers are regularly making payments across digital services.
READ TIME: 1 MIN
February 25, 2025
Wealth Balances: The Higher You Climb,
the Harder You Fall?
Fed rate increases may have stalled in July 2023, but Wealth savings rates continued to climb throughout the flat-rate cycle.
READ TIME: 1 MIN
February 20, 2025
More M&A on the Horizon?
Here’s How to Moderate Potential Damage
Thanks to prospects for a more favorable economic and regulatory environment, M&A activity in the banking space is perking up.
READ TIME: 2 MINS
February 18, 2025
Deposit Balances Rebound as Post-Covid “Revenge Spending” Dissipates
During COVID, the average consumer wallet expanded considerably thanks to three waves of stimulus deposits from the Federal government and a general lack of consumer spending driven by business shutdowns.
READ TIME: 1 MIN
February 13, 2025
In Gaining Primary Relationships,
Bank Types Vary Considerably
In an increasingly competitive landscape, banks are rapidly designing value propositions and operating models to win primary customer relationships.
READ TIME: 1 MIN
February 11, 2025
Rates and Economic Outlook
Spurring HELOC Growth
The demand for home equity lines of credit (HELOC) remained mostly lethargic throughout 2024, despite the positive economic tailwinds at its back such as increased homeowner equity and low unemployment.
READ TIME: 1 MIN
February 6, 2025
When it Comes to Commercial Balances,
Think Small
High commercial balances may be where the money is, but it’s not where banks should focus for low cost deposits, especially as rates fall.
READ TIME: 1 MIN
January 30, 2025
CD Money in Motion Continues to Decline
CDs contributed strongly to deposit growth in 2023 and 2024, but now both their total acquisition and new-to-bank money volumes have begun to slide.
READ TIME: 1 MIN
January 23, 2025
