Author: Peter Serene

Balance Headwinds Continue

It was only a year ago that the market was betting the Fed would raise rates 75-125 basis points (bp) for all of 2022
READ TIME: 3 MINS

January 24, 2023

The Surge Recedes: Where U.S. Deposit Levels May Be Headed From Here

U.S. bank deposits are in decline, down 2.4% since peaking in April 2022. That doesn’t sound like a lot, but those declines are unprecedented
READ TIME: 7 MINS

December 19, 2022

Curinos Perspective: Fed’s Battle with Inflation Moves to a New Phase

The Fed eased up on the throttle ever so slightly, hiking the Federal Funds rate by 50 basis points (bp) to a target range of 4.25% to 4.5%
READ TIME: 10 MINS

December 14, 2022

This Month in Commercial Banking: Rates, Digital Investment and Pricing

Welcome to the November 2022 issue of “This Month in Commercial Banking,” which examines the latest trends in rates, plans for 2023 digital investments and the outlook for treasury management pricing
READ TIME: 8 MINS

November 29, 2022

Curinos Perspective: Churn, Betas Heat Up As Rates Move Higher

The Fed’s move to hike the target Federal Funds rate by 75 basis points for the fourth consecutive time comes at a point when customer behavior and bank response are already accelerating significantly
READ TIME: 9 MINS

November 10, 2022

This Month in Commercial Banking: Rates, Deposits and APIs

Welcome to the October issue of "This Month in Commercial Banking" where we dig into the latest data about rates and balances and examine the value of APIs as a driver of revenue.
READ TIME: 12 MINS

October 27, 2022

Curinos Perspective: How High Will We Go?

The FOMC today announced another super-sized interest rate hike, raising the target Fed Funds rate by 75 basis points (bp) to a range of 300 bp to 325 bp
READ TIME: 12 MINS

September 21, 2022

This Month in Commercial Banking: The Latest on Rates, Pricing and More…

The most recent Curinos data that reflect the July Fed hike show banks running lower commercial deposits betas relative to the end of the last cycle
READ TIME: 11 MINS

August 25, 2022

Is Your Bank Ready for Higher Rates?

It may be a year before we see higher rates, but there's no time to waste when it comes to planning a new playbook. And while you'e at it, toss out the one that you used in the last cycle because this time will be different.
READ TIME: 7 MINS

August 12, 2022

This Month in Commercial Banking: Managing the Business as Rates Rise

The Federal Open Market Committee just announced another interest rate increase of 75 basis points
READ TIME: 10 MINS

July 28, 2022

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