Curinos Author: Bob Warnock

Insights // This Month in Retail Banking

Reality Sets In For Loan-To-Deposit Ratios

The loan-to-deposit ratio (LDR) is a simple measurement used to assess a bank's liquidity by comparing its total loans with its total deposits for the same period

READ TIME: 2 MINS

February 14, 2023

Curinos Review // Insights

Bank Securities Portfolios: A Growing Threat To Financial Results

Often-overlooked securities portfolios are attracting attention from bank treasurers as the effects of higher rates reverberate throughout the industry.

READ TIME: 6 MINS

December 19, 2022

Curinos Review // Insights

Has The Fintech Shake-Out Begun?

The past three years have been good to most fintechs, spectacular to some

READ TIME: 6 MINS

December 19, 2022

Curinos Review // Insights

How To Capture Episodic Rate Shoppers

You don't need consumer deposits now, but what if you do need them in 2023?

READ TIME: 6 MINS

December 17, 2022

Curinos Review // Insights

Credit Union M&A Requires Intensive Deposit Due Diligence

It is always important to conduct due diligence on deposits, but it is even more essential when a credit union is buying a bank that has different products and customer profiles.

READ TIME: 5 MINS

August 14, 2021

Insights // This Month in Commercial Banking

This Month In Commercial Banking | Boost Competitiveness Amid Uncertainty

In this issue, we explore topics that will be important as the country battles a new influx of COVID-19 cases – from the preparing for the potential of higher rates to overcoming challenges in generating fee income.

READ TIME: 9 MINS

July 29, 2021

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Author: Bob Warnock

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