Maximize Customer Lifetime Value from Day One
Benchmark your onboarding journey.
See how top banks accelerate loyalty, funding and growth from Day One.
Target the First 30 Days
Many digital accounts never reach full potential. They fund less, churn faster and miss early loyalty-building opportunities:
- 58% of <$150B institutions miss out on prompting for feature use at first app login.
- Early digital engagement leads to higher funding, stronger primacy, and greater lifetime value.
- Fintechs like Chime, SoFi, and Varo excel at this.
To stay competitive, banks must view onboarding as the start of a long-term
relationship—not just account activation.


Pinpoint Onboarding Gaps
Are you delivering a digital onboarding experience that drives growth?
The Curinos Onboarding Checklist breaks down the journey into 9 key components, helping identify gaps in:
- Mobile-first, multi-product application flow
- ID verification, funding, and card setup
- Personalization, post-approval access, and follow-up
Based on real experiences and benchmarks, the checklist shows how you stack up—and what to fix first.
WATCH
How Top Banks Win Early Engagement
See why the best onboarding journeys go far beyond the application form.
of <$150B institutions still don’t offer product bundling within the checking application.
of <$150B institutions don’t have a link or code to download the app post-checking opening.
of <$150B institutions miss out on driving digital wallet provisioning upon checking account approval.
The gap is real—and it’s costing mid-sized and small institutions engagement from the start.
Make Onboarding a Growth Engine
First impressions matter, but what happens next defines success. Download the checklist to:
- Build loyalty faster
- Increase funding
- Boost lifetime value
Curinos benchmarking spans checking, credit cards, SMB, personal loans, business cards and investments onboarding—so you can optimize every step.
Let’s turn insight into impact.
Connect with Curinos to see how our AI-first platform helps you accelerate impact, drive profits and grow with purpose.