Maximize Customer Lifetime Value—From Day One
See how top-performing institutions turn digital onboarding into long-term growth.
Benchmark your onboarding journey and uncover missed opportunities to boost funding, engagement, and loyalty in the first 30 days.
Smarter Onboarding Starts Here
Most digital accounts underperform early.
They fund less. Churn faster. Miss key loyalty triggers.
- 58% of banks under $150B miss prompting users for feature use after first login
- 96% don’t enable digital wallet setup post-checking approval
- 41% lack product bundling during account opening
Fintechs like Chime, SoFi and Varo are on the right track to achieve CLV – and it shows.
Pinpoint What’s Missing in Your Journey
Introducing the Curinos Onboarding Optimization Checklist
Quickly evaluate how your digital onboarding compares nine essential areas, including:
- Mobile-first, multi-product application flows
- ID verification, funding and instant card provisioning
- Personalization, app download links and follow-up triggers
Built from real user data and peer benchmarks, this checklist shows you exactly what’s working – and what is not.
Get The Checklist Leading Banks Use to Increase Loyalty and Funding
Start building loyalty and lifetime value today.
WIN EARLY
Watch how top banks win early engagement. The best onboarding journeys go far beyond the application form. They build habits, deepen relationships and drive higher long-term value.
of <$150B institutions still don’t offer product bundling within the checking application.
of <$150B institutions don’t have a link or code to download the app post-checking opening.
of <$150B institutions miss out on driving digital wallet provisioning upon checking account approval.
The gap is real—and it’s costing mid-sized and small institutions engagement from the start.
Why It Matters
By optimizing your first 30 days, you can:
✓ Build loyalty faster
✓ Increase initial funding
✓ Boost cross-sell and retention
Ready to make Onboarding a Growth Engine?
Let’s turn insight into impact.
Connect with Curinos to see how our AI-first platform helps you accelerate impact, drive profits and grow with purpose.
