Developing a strategy that
enables you to go further

The industry is evolving, and with that evolution comes the opportunity to enhance your performance.

At Curinos, our Advisory team listens to your needs, audits your current operation, and pairs that with our proprietary data.
The result? Gaps are identified, solutions are suggested, and we position you to win.
Client Situation
$100B FI: Dispersed geographic network and anemic MMDA growth

Curinos Solution Results
Generated an additional $3.2B in deposits at 11bp less than anticipated, annualized revenue impact of $45MM
Client Situation
$200B+ FI: Unprofitable liquid balances- high marginal cost of promotions due to cannibalization

Solution Results
Reduced promotional spend by 50% targeting less price sensitive balances with longer duration, integrated 7+ TB of data into actionable set of customer level metrics/models with decision support tools to drive customer level decisioning and monitoring
Client Situation
$300B+ FI: Margin pressure on growing MMDA and CD books

Solution Results
Sustained growth at lower rates, resulting in annualized revenue impact of $97MM
Client Situation
$10B direct bank: Need to increase price granularity to improve spread

Solution Results
Increased variety of CD pricing as well as frequency of rate changes based on composition of maturing CDs, saved 10bps of rate with no impact on balances
Client Situation
$20B direct bank: Need to improve spread while retaining balances

Solution Results
Segmented portfolio to identify variations in price sensitivity and model impact of potential price changes, additional $5mm in spread from targeted rate reductions

Clients leverage our unmatched proprietary deposit data assets and
multi-year primary research datasets for their strategy and implementation

Want to go further?

Contact us to learn more about how Curinos can help you navigate today and prepare for tomorrow.