Curinos Commercial Analyzer

Price with Precision. Compete with Confidence.

Author: (Link to Author page)
Time to read: 10 mins +-
Best suited for: Financial Advisors, Economists, Private Bankers  (links to occupation pages once live)

Curinos Commercial Analyzer: a comprehensive, data-driven platform purpose-built for confident, strategic pricing decisions.

Optimizing Commercial Deposit and Treasury Management Fee Pricing with Curinos Commercial Analyzer

Curinos’ Commercial Analyzer empowers banks and credit unions to achieve superior pricing decisions for commercial deposits and treasury management (TM) fees, enabling institutions to protect margins, retain critical relationships and strategically drive revenue growth.

The Commercial Analyzer Advantage

Curinos’ Commercial Analyzer stands apart delivering:

  • Market Benchmarks: Built from full account-level data, including all exception pricing, ensuring unparalleled granularity.
  • Data-Driven Insights: Institutions can access transparent, actionable intelligence with industry leading frequency.
  • Strategic and Front-Line Support: Rather than high-level strategic frameworks typically seen in market, Commercial Analyzer empowers both executives and field teams with precise, operationalized pricing guidance.
  • Proven Financial Impact:
    • Clients achieve a 4-6 basis point improvement on a through-the-cycle basis.
    • For every $1B in deposits, each basis point improvement translates to approximately $100,000 in savings.
    • Institutions using Commercial Analyzer see an additional 3-5% lift in TM revenue, even when previously using tools from other providers.

Key Differentiators

  • Data Quality: Commercial Analyzer delivers rigorously vetted inputs for every benchmark, to prevent data gaps.
  • Continuous Market Intelligence: Commercial Analyzer enables clients to pivot pricing strategies with accuracy thanks to dynamic insight rather than static snapshots.
  • Ease of Integration: Commercial Analyzer supports seamless Salesforce integration and tailored dashboards, making deployment frictionless.

Competitive Positioning: Curinos vs. Other Providers

Feature/Functionality

Curinos Commercial Analyzer

Other Providers

Data Update Frequency

Continuous / Quarterly Executive Summaries

Typically monthly

Data Granularity

Full account-level detail, including exceptions

Partial, often limited granularity

Strategic Guidance

In-depth strategic advisory support

Limited strategic depth

Front-Line Empowerment

Tailored tools and insights for daily pricing decisions

Primarily high-level strategic models

Deposit and TM Fee Coverage

Industry-best benchmarks across both deposits and TM fees

Often siloed or deposit-only focus

ROI Delivered

45+ basis points outperformance vs. peers

Unverified or lower impact claims

Why Curinos?

  • Proven Return on Investment: Clients save millions annually through optimized interest expense and enhanced TM fee collection.
  • Purpose-Built for Commercial Banking: Unlike multi-focus consulting firms, Curinos specializes solely in data-driven pricing optimization.
  • Disciplined Pricing Drives Profitable Growth:
    • Top-quartile banks leveraging Commercial Analyzer achieve 54 basis points lower interest expense annually per $1B in deposits compared to industry average.

Elevate your data-led strategy

  • Minimize funding costs
  • Strengthen deposit pricing discipline
  • Drive sustainable treasury management fee revenue
  • Enhance client retention
  • Outperform in a volatile rate environment

Watch [Product] demo

FAQs

Curinos offers unparalleled data granularity, accurate updates, actionable insights and strategic advisory services.

Continuously updated insights with additional quarterly executive summary webinars.

Clients typically achieve 4-6 basis points of improvement in deposit pricing and an additional 3-5% lift in TM fee revenue.

Commercial Analyzer can deliver measurable value to a broad range of banks and credit unions seeking data-driven pricing optimization.

Curinos’ benchmarks are built from account-level data, including exception pricing, and undergo rigorous vetting to ensure unmatched accuracy and reliability.

Curinos offers dedicated client support, strategic advisory services, regular data updates and ongoing training to maximize platform value.

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What Our Clients Are Saying

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Key Benefits
Key Features
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Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@5WPR.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@5WPR.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@5WPR.com

Need to contact a specific team?

Sales Inquiries:
Sales@curinos.com

Accounts Payable Inquiries:
CurinosAP@curinos.com

Media Inquiries:
Curinos@5WPR.com

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